Our Office
Zen Space.
Our second office
The infinite atlantic ocean.
Our Office
Zen Space.
What we do
We build knowledge
We transform:
DATA into
INFORMATION into
KNOWLEDGE into
DECISION MAKING
Our passion is to add value by building knowledge using data driven research processes. With knowledge, informed decisions can be made with the possible risks and rewards emerging organically from the process.
Core Expertise
Macroeconomic Consulting
Our core expertise is macroeconomic consultancy on the core underlying forces, that are many times invisible and neglected by most market participants.
Our first competitive advantage is based on both our research process that explores both horizontal (width) and vertical (depth) aspects of any research topic we put our focus on.
Our second competitive advantage is the experience and expertise we've built on understanding the business cycle and secular trends that affect economic activity. Our approach has led us to develop tools that anticipate business cycle fluctuations as well as secular trends such as demographics and inflation.
These tools are useful for top decision makers in different industries from asset allocation, risk management to specific industries in different fields.
Our Team
Carlos Alegria, PhD (CEO/Research)
Back in 2008 while still working at a London-based hedge fund, and at the onset of the 2008 US housing crisis, which was the biggest crisis since the 1930s great depression, almost no-one “saw” it coming. I realised that in a world awash with data and information, we are actually LESS informed regarding what decisions to make. My book "Economic Cycles Debt and Demographics" is an attempt to clear the fog which allows for better informed decisions by top executives.
With more and more data and information being splashed by our media devices the more important becomes answering the question: How do we separate information (signal) from noise? My passion is to fill this gap.
Apart from developing critical research skills over years of doing multi-disciplinary research, I also believe that providing independent and un-biased research is key to support decision making processes at the highest levels of organisations.
Social Media:
Twitter (X): (@phinancetech)
Truth Social: (@CarlosAlegria)
LinkedIn
Edward Dowd (Voice to the World)
I am currently a founding partner with Phinance Technologies. I worked on Wall Street the majority of my career most notably at Blackrock as a portfolio manager where I managed a $14 billion Growth equity portfolio for ten years. My book Cause Unknown: The Epidemic of Sudden death in 2021 & 2022 propelled me as an alternative voice during the pandemic and the economic implications that continue to plague us today. Our unique alternative macroeconomic analysis of the global debt crisis and what may unfold has given many a deeper understanding of the global nature of our problems today.
Social Media:
Twitter (X): (@DowdEdward)
GETTR: (@EdwardDowd)
LinkedIn
Yuri Nunes, PhD (Technology)
I am a physics engineer with a PhD in Physics and an MSc in Mathematics. For the last three decades I have worked as a researcher, applying scientific methods to solve complex problems in several areas (defence, space, finance, ...).
Social Media: